Protect What Matters Most With Trusted Insurance Guidance
Whether you’re planning for your family’s future, protecting your health, or securing coverage for your business, our licensed advisors are here to help you compare insurance options with confidence and clarity.
Joshua Leonard is the owner of Integrity Health One, a health insurance agency committed to making quality coverage easier to understand and more accessible to individuals and families.
Driven by a belief that choosing health insurance should never feel confusing or overwhelming, Joshua built Integrity Health One around honesty, transparency, and personalised service. He works closely with clients to understand their healthcare needs, explain their options clearly, and help them find coverage that aligns with their circumstances and budget.
Joshua’s approach is centred on listening first, providing straightforward guidance, and treating every client with genuine care and respect. Through Integrity Health One, he continues to simplify the insurance process while helping clients feel confident, protected, and supported in their healthcare decisions.
Insurance Guidance Built on Trust, Service & Community
At Black Owned Coverage, we believe insurance should be easy to understand and tailored to your goals. As an independent, Black-owned insurance agency, we’re committed to helping individuals, families, and business owners explore coverage options with honesty, professionalism, and personalized support.
Rather than offering a single solution, we help you compare plans from trusted insurance providers so you can make informed decisions with confidence.
No two families or businesses are the same. That’s why we help you explore a variety of insurance solutions that fit your goals, budget, and stage of life.
Individual Health Insurance
Affordable coverage designed for individuals.
Family Health Insurance
Protect everyone under one plan.
ACA Marketplace Plans
Explore Affordable Care Act coverage options.
Short-Term Coverage
Flexible temporary health insurance.
Child-Only Plans
Coverage tailored specifically for children.
Dental Insurance
Maintain your family’s oral health.
Supplemental Coverage
Extra financial protection when you need it.
Accident Insurance
Additional coverage for unexpected injuries.
How It Works
Step 1
Tell Us About Your Goals
Complete our short consultation request form.
Step 2
Review Your Coverage Options
We’ll help you compare plans that match your needs.
Step 3
Choose With Confidence
Select the coverage that’s right for you with support from a licensed advisor.
A Black-Owned Agency Dedicated to Helping Families Make Confident Decisions
We’re proud to serve individuals, families, and business owners by providing trusted insurance education and personalized guidance. Our mission is simple—to make insurance easier to understand so every client can make informed decisions with confidence.
Licensed advisors committed to honest, personalized health coverage guidance across the United States
Arif Toremis
Licensed Agent
Bellissa Todaro
Licensed Agent
Ashtin Knowles
Licensed Agent
Deandra Prince
Licensed Agent
Paul Harrington
Licensed Agent
Sethia Ruiz
Licensed Agent
Shiloh Hinds
Licensed Agent
Makayla Machado
Licensed Agent
Mauricio
Licensed Agent
FAQ's
What types of insurance do you offer?
We help clients explore Life Insurance, Health Insurance, Final Expense, Family Coverage, Business Insurance, and other available coverage options.
Are you an independent insurance agency?
Yes. We work with multiple insurance providers to help you compare available coverage options.
Is there a cost for a consultation?
No. Your initial consultation is provided at no obligation.
Can you help me understand which coverage is right for me?
Absolutely. Our licensed advisors explain your options clearly so you can make an informed decision.
Do you only serve one community?
No. Black Owned Coverage proudly serves all eligible individuals, families, and business owners seeking trusted insurance guidance.
Ready to Explore Your Coverage Options?
Speak with a licensed insurance advisor and receive personalized guidance to help you make informed insurance decisions for yourself, your family, or your business.