Black-Owned • Independent Insurance Agency

Protect What Matters Most With Trusted Insurance Guidance

Whether you’re planning for your family’s future, protecting your health, or securing coverage for your business, our licensed advisors are here to help you compare insurance options with confidence and clarity.

⭐ Helped 10,000+ Americans Find Better Coverage

Get Free Healthcare Coverage Guidance

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The Founder

Joshua Leonard

Joshua Leonard is the owner of Integrity Health One, a health insurance agency committed to making quality coverage easier to understand and more accessible to individuals and families.

Driven by a belief that choosing health insurance should never feel confusing or overwhelming, Joshua built Integrity Health One around honesty, transparency, and personalised service. He works closely with clients to understand their healthcare needs, explain their options clearly, and help them find coverage that aligns with their circumstances and budget.

Joshua’s approach is centred on listening first, providing straightforward guidance, and treating every client with genuine care and respect. Through Integrity Health One, he continues to simplify the insurance process while helping clients feel confident, protected, and supported in their healthcare decisions.

Insurance Guidance Built on Trust, Service & Community

At Black Owned Coverage, we believe insurance should be easy to understand and tailored to your goals. As an independent, Black-owned insurance agency, we’re committed to helping individuals, families, and business owners explore coverage options with honesty, professionalism, and personalized support.

Rather than offering a single solution, we help you compare plans from trusted insurance providers so you can make informed decisions with confidence.

Coverage Solutions Designed Around Your Needs

No two families or businesses are the same. That’s why we help you explore a variety of insurance solutions that fit your goals, budget, and stage of life.

Individual Health Insurance

Affordable coverage designed for individuals.

Family Health Insurance

Protect everyone under one plan.

ACA Marketplace Plans

Explore Affordable Care Act coverage options.

Short-Term Coverage

Flexible temporary health insurance.

Child-Only Plans

Coverage tailored specifically for children.

Dental Insurance

Maintain your family’s oral health.

Supplemental Coverage

Extra financial protection when you need it.

Accident Insurance

Additional coverage for unexpected injuries.

How It Works

Step 1

Tell Us About Your Goals

Complete our short consultation request form.

Step 2

Review Your Coverage Options

We’ll help you compare plans that match your needs.

Step 3

Choose With Confidence

Select the coverage that’s right for you with support from a licensed advisor.

A Black-Owned Agency Dedicated to Helping Families Make Confident Decisions

We’re proud to serve individuals, families, and business owners by providing trusted insurance education and personalized guidance. Our mission is simple—to make insurance easier to understand so every client can make informed decisions with confidence.

Meet Our Team

Licensed advisors committed to honest, personalized health coverage guidance across the United States

Arif Toremis

Licensed Agent

Bellissa Todaro

Licensed Agent

Ashtin Knowles

Licensed Agent

Deandra Prince

Licensed Agent

Paul Harrington

Licensed Agent

Sethia Ruiz

Licensed Agent

Shiloh Hinds

Licensed Agent

Makayla Machado

Licensed Agent

Mauricio

Licensed Agent

FAQ's

What types of insurance do you offer?

We help clients explore Life Insurance, Health Insurance, Final Expense, Family Coverage, Business Insurance, and other available coverage options.

Are you an independent insurance agency?

Yes. We work with multiple insurance providers to help you compare available coverage options.

Is there a cost for a consultation?

No. Your initial consultation is provided at no obligation.

Can you help me understand which coverage is right for me?

Absolutely. Our licensed advisors explain your options clearly so you can make an informed decision.

Do you only serve one community?

No. Black Owned Coverage proudly serves all eligible individuals, families, and business owners seeking trusted insurance guidance.

Ready to Explore Your Coverage Options?

Speak with a licensed insurance advisor and receive personalized guidance to help you make informed insurance decisions for yourself, your family, or your business.